You may be right, but, as you also pointed out, each state has its own set of rules. Keep pushing El. I think your highest hurdle will be getting heard. From the courts perspective, this is a turd. Just a mire of transactions across different states with different interested parties. If the court can punt on it they often will. Remember, laziness carries the day in all things judicial. Its going to be on you to make yourself heard. A continually squeaky wheel will eventually get the grease. It will have to be more of a pain in the arse NOT TO deal with you than it is TO deal with you. Then you'll probably get some justice. It won't come cheap and it won't come easy. In the end, receipts, paperwork, emails, and affidavits will carry the day. Not the ramblings of what the court will view as some red-neck complaining about something almost every judge will view as frivolous. I don't agree with that, but it is most likely to shake out that way. If you battle for two years to get heard, you'd likely have 5 minutes total argument time. Not enough to make a rational argument. The pen is, like, stronger,,,, or,,,um, better,,, ummm ,, than something,,, or something.