ATC Insurance

[Taker74]

Hello everyone I'm new to this site, I recently purchased a 1983 Honda Big Red 200 ,, I have a blast riding it. I was wondering if anyone could lead me in the right direction to find insurance I dont care about fire or theft . I just want insurance to ride some trails. Ive tried with a few companies and they said no way they would insure it and when i did find a place that would they wanted $1400 a year I figure thats way to much Ive heard of some people getting it for around 20.00 a month I wouldnt mind paying that or even a little more if I have to but not 1400
I live in south western ontario canada and help or leads would be greatly appreciated
Thanks everyone
Doug

[farmerc]

I don't know if you have progressive up there but try them 98$ a year for two big reds(us dollars). hope this helps you out

[chirochris]

do you get a plate and what did you put it under....

[farmerc]

I didn't registar it only for the simple fact that NY will take your money and won't build any trails for us.That is what that money is suppose to be for.

[crackshot]

Insurance? What a joke! I would rather sell my trike than PAY to ride it.

[Taker74]

I wish we had progressive here in ontario but we dont have it , I have my off road plate I got it yesterday I just put down that I drive it on my own land , which is really just a average size yard 100ft by 75 feet so anytime I want to ride i have to take it somewhere . I tried state farm but they wont touch it I'm not gonna give up just yet
Thanks for the fats replys
Doug

[tapper190]

I live in Ont. also, when you find the cheap insurance post it , I'll be interested. I was quoted $1200 a year.

[ScottZJ]

I pay for 47$ a year for as many trikes as I have. If I sell a trike or buy one I just add the VIN# to my policy. The reason I have it is if I were to hit another atv rider or something else of value, it will cover getting sued. Its very smart to have it in my opinion.

[TravEX]

Scott, what company is that with? I wanna check it out.

[firehart]

I only have my Rancher insured through Allstate. I have not checked to see what it would cost for the 200x. I figured insurance would cost more than its worth.

My rides
85 200x
06 Rancher

[Hornetpowerspor]

I use Foremost on an 85 ATC 250 R, and it is 125.00 per year.

[justinsrad98]

I also have a trike in Ontario ( Niagara Region) and I don't insure the trike but I still ride sometime on the trails. I will try to have a plate soon...

[fattri-z]

To all my Canadian bros-

The government makes it nearly impossible to insure an ATC. If you can get it they will rape you. If you want to be insured on trails get a bike or a quad. I say hell with em and ride at my own risk. Only if I put away the money I should of spent on insurance ... the toys I would have.:drool:

[crackshot]

I figured insurance would cost more than its worth.



Exactly.

[Brushwacker]

Try John Duffy insurance out of toronto, they were by far the cheapest for my motorcycles..I won't insure the trike why bother, just head into the bush

[3 weelin geezer]

Insurance? What a joke! I would rather sell my trike than PAY to ride it.


I haven't seen a -for sale- :pics: sign on it but I will keep a sharp eye :lol:

[ScottZJ]

Scott, what company is that with? I wanna check it out.

I use Nation Wide (nation wide is on your side.....la la HAHA). But you have to remember, I have a house, 4 cars thru them too so they might give me a multi -trike discount haha.:lol:

[3 weelin geezer]

Which nation is it? I don't carry any cuz I don't (have to) register mine here and what am I going to hit in the middle of nowhere? A cow maybe but they are pretty easy to see coming.