Spend the 25$ and get yourself a manual to adjust the valves. The cam chain is self adjusting but could be worn out or running on worn tensioners. You can crack the screw on the oil delivery pipe while it's idling and oil should come out. The actual pump has to be torn down to check it for wear. Motors that have run low on oil usually have lots of wear in the cam, cam journals and rocker arms and thats both noisy and expensive to fix. Good luck...
All our government does is distract us while they steal from us, misspend our tax $ and ruin our country