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Thread: Trike Insurance in Ontario?

  1. #1
    Join Date
    Sep 2005
    Location
    North Bay, Ontario
    --
    54

    Question Trike Insurance in Ontario?

    I live in Ontario Canada, and I cant find insurance anywhere for my 85 250 big red. Actually, I did find one place, but it was $1350 for the year PLPD only. I was essentially told that when it comes to insurance, trikes are . What i'm wondering is if/where and for how much you guys found insurance. Preferably in Ontario. Phone numbers for insurance would be great.

  2. #2
    Join Date
    Oct 2004
    Location
    Ontario, CANADA
    --
    4,538
    Well, I can get ya a phone number if you want. PM me. I pay about 310 a year for my Z and they said that was all cool. Where you live? Im about 25 mins east of london. Glad to help
    RPFLU member and co-owner.
    Hardtails is all we do.
    #NOLINK
    #MAKEHARDTAILSGREATAGAIN
    #SUSPENDTHIS

  3. #3
    Join Date
    Jul 2005
    Location
    Ontario, Canada
    --
    457
    WOW 310!!! i was quoted at $2000 and thats if you can find some one to insure it...that was state farm i'm sure, their ad said ATV, so i called them up...
    '85 ATC 250R
    FMF Fatty & Power Core
    Boyesen Rad Valve
    38 PWK A/S
    K&N w/PF (next purchase)
    LSR +4 Axcaliber axle
    LSR Duel row bearing carrier
    DuraBlue Anti-fade (to be installed)
    13/36 sprockets
    '85 ATC 250R
    Parts trike (maybe future build?)

  4. #4
    Join Date
    Oct 2004
    Location
    Ontario, CANADA
    --
    4,538
    2000! holy crap man. Seriously thats way way way way too much to pay. I thought 310 was pricey!
    RPFLU member and co-owner.
    Hardtails is all we do.
    #NOLINK
    #MAKEHARDTAILSGREATAGAIN
    #SUSPENDTHIS

  5. #5
    Join Date
    Mar 2005
    Location
    Alberta
    --
    503
    I deal with "The Cooperators" here in Alberta. $106 a year. Not sure if they are in Ontario or not, but you could check them out in the phone book or on line.
    A whole bunch of trikes.

  6. #6
    Join Date
    Jul 2004
    Location
    Mud hill. close to water !
    --
    3,658
    I called every insurance place in the yellow pages for my SX, best price of the very few that would even give me a quote was something like 450 $ in NewBrunswick
    Currently :

    82 ATC - 200, plain jane, almost mint. ( Sold, 03-17-2005)
    84 ATC - 200 ES, Jimmy-Rigged, don't ask.( Sold, 03-17-2005)
    85 ATC - 250 SX, Pride and Joy, Bottom-Less Money Pit.
    84 125 M - The Mini-SX not running yet. but won't be long.
    --

    The more people i meet.. the more i like my DOG !

  7. #7
    Join Date
    Sep 2004
    Location
    Brandon, Manitoba
    --
    2,209
    Wow, I would never pay 2000 a year for sure. I'll stick with the $52 a year. Gotta love public insurance!
    Well, I get no theft, fire, or crash insurance, just $250K liability.
    But thats all i need to drive it legally in the ditches and cross the highways.

  8. #8
    Join Date
    Sep 2005
    Location
    North Bay, Ontario
    --
    54
    I wish i could get public insurance in Ont. I would use it on my car too... I paid $250 for the POS '91 Tempo and I pay $215/month for insurance (bare minimum coverage). The Bike I paid $750 for and I started the thread by griping about the $1350/year (bare minimum) they want to insure it. The real kicker is, if it was a 1985 TRX 250, all they would want is $350. Expensive, but also $1000 cheaper. I was thinking of strapping a spare tire and rim to the front rack and calling it a 4wheeler, 2 wheels on the front and 2 on the back, what more can they ask? On the topic of insurance I picked up a flyer today for PC insurance, seems like a good deal for car and house insurance, but I havent really looked into it that much www.pcinsurance.ca if anybody wants to check it out.

    anyway, thats my big insurance gripe for the day, blood sucking vampires.
    1985 Honda 250ES Big Red

    "So, uhhh, whats that fourth wheel for anyway?"

    People who hate trikes seem to love stats. Statisticly speaking more people get hurt per year on 4 wheelers than they do on 3 wheelers, so why don't they just leave us alone?

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